How much does water damage restoration cost?
Minor water damage restoration typically runs $1,200 to $4,000, while major flooding with structural repairs can reach $20,000 or more. Cost depends on how much area is affected, the water category (clean, gray, or contaminated), and how quickly cleanup began. Mold remediation adds $1,500–$6,000.
Does homeowners insurance cover water damage?
It depends on the source. Sudden, accidental damage — a burst pipe or an overflowing appliance — is usually covered, while gradual leaks from neglect typically aren't, and flooding from outside generally requires separate flood insurance. Document everything with photos and file promptly, and consider a restoration company experienced with claims.
How fast do I need to act after water damage?
Immediately. Mold can begin growing within 24 to 48 hours, and the longer materials stay wet, the more that has to be replaced. Stop the water source, remove standing water, start drying, and document the damage right away. Fast action is the single biggest factor in limiting cost and preventing mold.
What should I do first when I discover water damage?
If it's safe, shut off the water source (the main valve for a burst pipe) and the power to affected areas, then remove standing water and start drying with fans. Photograph everything for your insurance claim before moving or discarding items, and call a restoration company — many respond 24/7 for emergencies.
How long does it take to dry out water damage?
Structural drying typically takes 3 to 5 days with professional equipment, though heavily saturated materials take longer. Restoration pros use moisture meters to confirm the structure is genuinely dry before starting repairs — sealing up walls that are still damp is how hidden mold problems begin.
How do I know if I have mold after water damage?
Signs include a musty odor, visible discoloration on walls or ceilings, and worsening allergy-like symptoms. Mold often grows out of sight inside walls after water damage. If water sat for more than a day or two, it's worth having a professional assess and, if needed, remediate before closing up the space.
Can I clean up water damage myself?
Small, clean-water spills caught immediately can often be handled with a wet vac, fans, and dehumidifiers. But significant flooding, any contaminated (gray or black) water, or water that sat long enough to soak into walls and flooring calls for professionals with commercial drying equipment — both to prevent mold and to properly document an insurance claim.
› Read the full Water Damage Restoration guide